Home Loans
GIRO Home
Benefit from our GIRO
Home Loans with low interest rates and various packages for you to choose from!
REQUIREMENTS
> Malaysian citizen.
> Age of 21 years old and above (must not exceed 70 years old* at the
end of financing period).
> Individual / non-individual applicants.
> Age of 21 years old and above (must not exceed 70 years old* at the
end of financing period).
> Individual / non-individual applicants.
BENEFITS
> Loan tenure up to 40 years or not more
than 70 years old* at the end of the financing period
(whichever first).
> Margin of financing could reach up to 95% (subject to Terms & Condition) upon the purchase price from the developer
(inclusive of MRTA).
> Smart choice - with Zero Moving Cost / Zero Entry Cost that offers a lower rate from the market.
> Easy to apply - provided at all BSN Main Branch nationwide.
(whichever first).
> Margin of financing could reach up to 95% (subject to Terms & Condition) upon the purchase price from the developer
(inclusive of MRTA).
> Smart choice - with Zero Moving Cost / Zero Entry Cost that offers a lower rate from the market.
> Easy to apply - provided at all BSN Main Branch nationwide.
> Convenient payment channels:
BSN branches nationwide
> Standing Instruction / Savings Account
> Inter Bank GIRO (IBG)
Loan options:
> Loan for property still under construction.
> Loan for completed property.
> Refinancing
Packages offered:
Package
|
Detail
|
Second Charge Package
|
a home loan. As an additional loan, in case the existing loan is insufficient. |
2 Generations Package
|
and aged 21 years old and above). Enjoy a longer loan period. Children pursuing studies at Diploma level and above and would graduate in three (3) years time. Parent still have steady/fix income for a period of five(5) years. |
Islamic
Banking
|
Financing package based on Islamic principles. |
Corporate
Employees Financing
|
Note:
Eligibility for age limit of 70 years old is subject to Bank's Terms &
Conditions.
Eligibility for age limit of 70 years old is subject to Bank's Terms &
Conditions.
RATE
Amount
|
Period
|
Interest
|
|||
Completed Property
|
Property Under
Construction
|
||||
Zero Moving Cost (ZMC)
|
Non Zero Moving
Cost (NZMC)
|
Zero Moving Cost (ZMC)
|
Non Zero Moving
Cost (NZMC)
|
||
≤RM 100,000
|
Throughout loan period
|
NIL
|
BLR - 0.00%
|
NIL
|
BLR - 0.00%
|
>RM100,000 until ≤RM250,000
|
Year 1 - 2
|
NIL
|
4.40%
|
4.20%
|
|
Subsequent years
|
BLR - 2.00%
|
BLR - 2.15%
|
BLR - 2.00%
|
BLR - 2.15%
|
|
>RM250,000
|
Year 1 - 2
|
NIL
|
4.00%
|
3.80%
|
|
Subsequent years
|
BLR - 2.10%
|
BLR - 2.20%
|
BLR - 2.10%
|
BLR 2.20%
|
Priority Sector (Property: RM60,000 - Peninsular
Malaysia / RM72,000 - Sabah & Sarawak
Interest
|
BLR + 1.75%
|
Note:
Current BLR at 6.55% (subject to change).
Sumber dari :http://www.mybsn.com.my/content.xhtml?contentId=145
Current BLR at 6.55% (subject to change).
Sumber dari :http://www.mybsn.com.my/content.xhtml?contentId=145